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Reply to "How much did you save when deciding to have new baby?"
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[quote=Anonymous]Nothing. I had been saving TONS for retirement before having a baby. I had to reduce that significantly to pay for day care. If you don't have savings or don't have much, I'd try to get a six month emergency fund together before baby is born. Unexpected baby expenses can sometimes include: Doctor and hospital bills Unexpected time off from work Need for special formula Day care needs that cost more than budgeted (for example, I budgeted $13,000 a year, which was the going rate in my area. Moved to MoCo for a job, and average daycare jumped to $20,000 his first year). Those things can get expensive. GL [/quote]
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