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Money and Finances
Reply to "Need a new car - buy now and pay cash, or buy later and finance at a low rate (if any)?"
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[quote=Anonymous]You can get really low rates. We got 0.9% at Honda (where they barely ever have low finance deals), and if you buy american, you could get 0% finance deals. Those are usually only for new cars though. You could get a certified used car, but those wouldn't get you great finance deals, and at this point, since money is tight and you want to buy a house, having cash on hand would be the best situation, and therefore financing would be your best option. If you could get a couple more years out of your car, and if there is nothing MAJOR wrong with it, might be better to just buy your house. But definitely don't pay too much cash if you can get a 0% loan. Also, it might be good to know what kind of budget you will have after buying a house, so you will know better what kind of budget you can spend on a car each month. [/quote]
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