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Money and Finances
Reply to "Tell me I'm financially stable. DCUM makes me feel like sh-t."
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[quote=Anonymous][quote=Anonymous]Mid 30's: senior positions but not high-paying careers. HHI= $150k. No debt other than mortgage ($200k equity in house). savings = $150k in retirement accounts, $20k in 529 (1 toddler), $30k in investments, $50k in emergency fund. We net about $1k extra each month but I worry all the time about money, especially when reading DCUM. Thoughts? [/quote] You're doing great! We make $170k have $200k in student loan debt, $75k in other debt (cars and credit cards). We have no savings and very little in retirement (except that my husband has a pension, thank goodness). No college savings for our kids. Living paycheck to paycheck because we are terrible with money. Both grew up poor and now feel like we "deserve" things that we can't afford. Pay $2700/month in rent so we can live in a great public school district and not have long commutes. Won't ever be able to buy a house here. [/quote]
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