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Reply to "Is it ever a good idea to use retirement money to pay off debt?"
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[quote=Anonymous]OP here. Mid 30's. No employer sponsored plan. Even after the penalties, combined with the cash I do have, I can pay off the debt in full iwth the retirment money. And then my plan is to max out both my and my husbands retirement accounts moving forward. Currently, we aren't able to contribute because all our extra money goes to these high interest cards. And yes, we've cut cable/eating out etc and still struggling to get them done. [/quote]
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