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Reply to "down payment on 2nd home"
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[quote=Anonymous]The only wrinkle is whether pulling out the money via a HELOC is going to hurt your DITI ratios for qualifying for both the second and the first at the same time. And what happens if the value on your first drops between now and then. Or values don't drop, but interest rates are suddenly sky-high on HELOCs, which hurts your DITI ratios. You'll really regret not having the cash. Cash can be king sometimes, even if you may not be earning any interest on it.[/quote]
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