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Reply to "how on earth can we save a down payment?"
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[quote=Anonymous]You can get a conventional pretty easily with only 10% down if your credit is good. I recommend that over FHA. The PMI on FHA is ridiculous over the life of the loan and conventional will be more appealing to sellers and qualify you for more houses. In addition, we bought a tiny two bedroom relatively close in (but on a nice big lot where most of the other houses have been expanded and with a finished basement). Our payment now is affordable and we hope that in time we will be able to save up to expand. If not, we have a great location and still much more space than we did renting in the city. You are going to have to make compromises when you purchase, but it is doable. Figure out what compromises you can live with and go for it.[/quote]
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