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[quote=Anonymous]if you are feeling lucky, put it all into an s&p 500 index fund (use vanguard's; the fees are very low). if there is any chance you will need the money in the next few years, or if you can't stomach a 20-30% loss in the short term, put it in a CD or an online savings account (the returns are terrible, but it's safe). [/quote]
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