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[quote=Anonymous]Roth. You can save in a Roth and then pull out the principle at any time without paying any fee or penalty. We do the 529 for the tax benefit-- my DH and I each put $4000 a year into a DC 529 in order to get the $8000 tax deduction. Beyond that we would do a Roth. Haven't been able to afford it yet but we will in the future. Or another 529 with super low fees (Vanguard for example). You can have multiple 529s if you want. [/quote]
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