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Money and Finances
Reply to "How much should we save/invest every month?"
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[quote=Anonymous][quote=Anonymous]Ideally, you should have 30% of income for needs (housing, food, health, etc), 30% for wants, and 40% for savings - with rejiggering to fit your needs - but not too much or you will feel either deprived or that you don't have a safety net.[/quote] I've never seen anyone recommend a 30/30/40 ratio before. Saving as your biggest category - sure, it's great, but highly unrealistic for the majority of folks and pretty conservative. Most people would do fine with a 50/30/20 ratio, especially if that's after retirement is taken out.[/quote]
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