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Reply to "Accountant? Financial Planner? What do I need?"
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[quote=Anonymous]DH has just gotten a job with a significant pay increase, plus deferred annuity plus car allowance. It will bring our HHI to about $330K. We have three kids, one off to college next year and two more to go. We've always maxed out on our retirement accounts, and DH has a pension tpp, so I've always felt we were over saving on retirement, at the expense of college savings. We have a lot in retirement accounts, 50% equity in our DC home. We are worried now about additional taxes (previous HHI was about $200k) and we're not sure who we need to talk to about planning better for the tax hit. We have an accountant who has done our taxes a couple of times, but not thrilled with him as he's not real responsive. We have a financial planner through our bank who we do like, but I don't think he's getting all the moving pieces here with college looming on the horizon. Do we tap our equity to help pay for DC private college? Our HELOC rate is far better than private college loans, and we only qualified with our old HHI for a small pittance of what college is going to cost. I just want someone to look at all the financial pieces of our life and tell me what to do. I'm not sure if we need another accountant/CPA or some life financial planner who is not going to try to sell me insurance. Any ideas of where to start looking? TIA[/quote]
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