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Money and Finances
Reply to "Gah, where is our money going?"
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[quote=Anonymous]You don't penny pinch. That's a subjective statement, and that's where the problem lies. What does budgeting mean for you? No impulse shopping, or as little of it as you possibly can. Do the grocery list as a function of what you planned for meals that week and then buy what's on the list or substitute for a sale item. This greatly reduces waste. No eating out all the time. It's not healthy anyway. No sending clothes out to dry-clean all the time (buy more cotton). I'm sure you can cut down on your multimedia apparatus (reduce cell phone plan, nix cable, less cinema more Netflix). Finally, save all receipts and statements and analyze your spending, averaged over a few months to take into account longer-term bills. Excel was made for that sort of thing. You'll be surprised. [/quote]
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