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[quote=Anonymous]My husband has gotten himself into a bit of a pickle with student loans.  He went back to school relatively late in life (early 30's) and graduated with a computer science degree, which led to a nice-paying job.  During school, he accumulated around $90k in student loans, many of which are private and are at rates of up to 10%.  Now, he has monthly student loan bills of almost $1000 and, I'm afraid, also a decent chunk of credit card debt so his monthly expenses are quite high.  Back in the olden days (early '00s), I consolidated all of my loans and it reduced them considerably (I believe mine went from $800 to $330 per month, but I always paid way more because I had a high salary at the time and was able to pay all of mine off before switching jobs to a lower-paying but better job), but I understand it is not as easy to consolidate/reduce student loans these days.  Anyone have experience with reducing student loan payments recently, even if you make a good salary?  Any tips/guidance appreciated.[/quote]

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