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Reply to "newbie question: how to compare mortgage lenders"
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[quote=Anonymous][quote=Anonymous]We have requested the fee sheets from 2 banks and one lender who works with our RE agent. What are the line items we can optimize? All stated the same interest rate of 4.25% for a conventional 30 year mortgage with 20% down.[/quote] Origination fees, title insurance and appraisal fee. The rest will be the same. I know you can shop for your own title company, but for purchase I would stay with lender's preferred one just in case. Also, even if rates are the same, points might be different, so always compare rate+points(lenders credit) combination. [/quote]
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