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Reply to "My student loans vs a 529 account for DD"
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[quote=Anonymous][quote=Anonymous]I'm 30 and owe about $20k in student loans ... Roughly half at 2.8% and half at 6.8%. DH is debt free. DD is 3 months old. Should I pay off my loans in full before starting a 529 for her? Because daycare is so expensive, I don't see myself paying off these loans anytime in the next 3-5 years. [/quote] Could you devote most of your salary to paying off your loans and allow/request your husband to pay for the 529? Or, could your husband devote some of his salary to helping you pay off the loans faster? It might just be a quirk of your phrasing, but I'm not sure why this is all solely on you -- maybe the loans, but the 529 should be considered a joint expense for your "joint" child. :)[/quote]
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