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Reply to "lender offering lower mortgage rate if we open account."
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[quote=Anonymous][quote=Anonymous]That does sound bizarre. We got an ultra low rate with a large bank, and one of the conditions was that we open an account at the bank with a specified sum of $$ in it. We could take the $$ out after the loan closed. However, we knew which bank we were dealing with. I don't think I would agree to do this if I didn't know the bank. However, if the bank is FDIC insured, I guess it wouldn't necessarily matter (but how would you know that)? [/quote] same here. we got a lower rate by opening an account but we knew which bank. that is totally shady. bait and switch...who knows.[/quote]
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