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Reply to "Aargh, think I've totally screwed up..."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Also, we may have co-mingled nondeductible with deductible IRA's. (and this is going back ~30 years) [/quote] Or do you have all your IRA funds in a Traditional IRA? I don't see any mention of a ROTH and I know Traditional contributions are usually discussed in terms of being non-deductible vs. deductible (based on income level). (All ROTH contributions are non-deductible.) If you don't have to deal with the potential ROTH mess discussed by PPs, that would be one less thing to worry about...... [/quote] Yes, OP here, that is correct. We do have a Roth, but did not commingle any of the other accounts with that one. I found this article online which seems to cover the deductible/nondeductible subject pretty thoroughly. http://www.wallstreetinstructors.com/ce/continuing_education/ira/id69.htm Uggh, it's going to take a lot of time to straighten this out! Thanks for all the replies and advice. If you know of any software that could help, I'd love to hear about it....but it sounds like I have to handle this problem the old fashioned way...multiple phone calls, perusing my boxes of old statements and tax returns and maintaining my patience! Wish me luck![/quote]
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