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Reply to "Kids will finish college when I'm 50 - 529 vs. 401k"
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[quote=Anonymous][quote=Anonymous]OP Here - thanks. To clarify, we currently both max out 401ks and Roths. We put whatever we can into 529s after that. I was thinking more along the lines of taking some of the 401k money to put the $14k/yr (gift tax limit) into the 529s, and continue to max out Roths. I don't mean we'd neglect retirement savings completely.[/quote] We only have one kid who is 4 and we maxed out the 529 (14K each) and will do that for one more year, then we are done. That said, we are a little older and had a good headstart on retirement savings. There is no chance that I would significantly cut back retirement savings to fund the 529.[/quote]
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