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Reply to "newbie question: how to compare mortgage lenders"
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[quote=Anonymous]You can try to optimize closing fees a bit, but honestly it's not a big deal. I'm a big saver mentality and even I chill out a bit when we purchase a house. Shop on rates and points, and if you have someone recommended from a friend who liked their customer service, it's absolutely worth it to take your best offer to them so they can match. But if you're putting down $100,000 on a $500,000 house, I wouldn't recommend sweating out whether that closing check will be $110,000 or $110,650 or whatever, based on whether they rip you off a little on settlement fees or whatnot. No one has ever thought, man I would be happy with this house if only my title insurance was a little less pricy.[/quote]
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