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Reply to "4 months emergency account only?"
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[quote=Anonymous]We are under contract for a house that needs some upgrades (not cosmetic). After inspection we requested that the sellers make those updates and they have declined. If we did it ourselves it would seriously cut into our emergency savings (problem is that this house was the top of our budget and is a bit of a stretch anyway). There are some other minor things that the house would need that we'd need to do too. We may end up with only about 4 months worth of expenses in savings and due to the new mortage and the fact that we hope to have a second kid and a bunch of other issues, we will have a very hard time building that savings back up again (assuming we continue to save for retirement etc). WWYD? [/quote]
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