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[quote=Anonymous][quote=Anonymous]I have 15 from major banks and one store card.  If you're paying in full each month and not spending more because you have a credit card, then there is never "too many."  Take advantage of the miles and points offers out there![/quote]

Wow, PP, that makes my 6 total cards seem like nothing! I definitely do take advantage - and make sure to think about where to put each charge before I make a purchase. For example, my Discover card gives 5% cash back on a different categories for 3 months at a time, my BofA card gives 3% on groceries and 2% on gas, my AmEx is the only one I can use at Costco, and Barclays card for NFL shop purchases. All of the cards give 1% cash back on "everything else."

Also, I love that Discover has this online thing called "ShopDiscover," where if you go through their website when you are online shopping, you can get 5-20% cash back depending on if Discover has a relationship with the retailer you are buying from. My Barclays has a similar thing called RewardsBoost or something. So I definitely maximize cash/points back!

I have always been responsible with my finances thanks to my dad who drilled some very important principles about money into my head from a young age.

I think I'm gonna get the Target Red Card! :D[/quote]

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