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Reply to "Lock in a lower mortgage rate or..."
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[quote=Anonymous]one that is 1/8th higher with a $1700 additional credit back at closing? The difference is rate's would be $24/mo. If I was confident rates would stay where they are or drop at some point anytime after 4 months from now I could probably refi at a 3/8th lower rate, in which case the higher orignal rate and credit at closing makes sense. I think I might be able to do this because I won't be carrying 2 mortgages at that time and will have a much lower LTV... FWIW, I think we will be in this house at least 10 years. Thoughts?[/quote]
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