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[quote=Anonymous]Hi OP:

First, I like my financial planner, her name is Tracey Vollmer and she works both downtown and in Reston. So you certainly can contact her.

But I feel like maybe what you're looking for is someone who is sort of the equivalent of a personal trainer, except with finances? Just judging from your comments, it seems like you're looking for some outside person who will keep you and your husband on the right track (I'm not trying to be critical of that desire AT ALL, just trying to make sure I understand what you're looking for.) And, I'm not totally sure that is what a financial planner does. Granted, I do not have the kind of money that you are talking about! But in my (limited) experience, the financial planners are good at making plans, but it is still up to you to execute them. So, even with a financial planner, you and your husband will still have to draw upon your own personal resolve to do things like, say, budgeting.

That being said, having a framework may be just the thing to jumpstart your planning -- it's kind of hard to create a roadmap when you don't really know where you're going. If the financial planner says, look, you should have $xxx,xxx in your 401(k) by age 45, then you'll have a direction to go.

When/if you get to the stage where you want to tackle household again, I use a program called YNAB (you need a budget) and though it has some quirks, I like it because it is not focused so much on what you just spent, but what you're *going to spend.* It might be worth checking out. [/quote]

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