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Reply to "merging money when you become a family"
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[quote=Anonymous]we hadn't merged our finances entirely until our daughter started daycare, either. We both had some debts we were paying off and things of that nature and it was just easiest to keep our separate checking accounts until that point. We went to the bank the first day we took her to daycare to open the joint account. It just seemed like it was time. At this point, all checking and savings are joint. We got a financial planner involved when our daughter was maybe 9 months or so to get 529s and such started.[/quote]
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