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Reply to "question about 529 plans - in two different states - and lifetime limits"
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[quote=Anonymous]Per gift tax consideration, 529s allow a 5-year advancement on lump-sum contributions to avoid gift tax. This year, the number is $14K which means you can contribute $70K at once ($140K for married couples) without incurring a gift tax. You can not, however, contribute to those plans for the 5 years after the initial lump sum contribution.[/quote]
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