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[quote=Anonymous]I did a no-cost refi through Eagle National Bank, and it was the real deal. I did have to pay for an appraisal (I'm surprised that's not required - you'd think they'd need one), but they basically paid me back for it. The downside is that you are restarting your mortgage at 30 years or whatever # of years you choose. Also, you may not like your new mortgage lender as much as your current one. I am saving money, but I miss Wells Fargo a lot.[/quote]
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