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[quote=Anonymous]My current mortgage provider is offering to refinance our home with 0 closing costs. The only fees are some Maryland tax thing for ~$40 and another fee of $97. I spoke with a representative who insists there will be no other costs. They will not require an appraisal, and they will also pay the title company costs. My interest rate will be reduced by 0.9 %. It sounds too good to be true? What do you think?[/quote]
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