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Reply to "Very expensive life insurance - WWYD?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]We pay $250/mo for a $1M policy for my husband. Not ideal, but worth it for peace of mind that we could pay off the mortgage and send the kids to college if he croaks. (I also have a $1M policy but it's much less expensive.) If you could do those two things easily even without life insurance, then not worth it, otherwise I think it is.[/quote] All of these seem like quite a lot- we pay $900 per year for a $1M 20 year policy for DH..[/quote] Ours is 30 years, and DH was already over 40 when we got it. Plus his health background isn't the greatest. I have an identical policy but was <30 when we got it and it's only $250/yr. I don't think DH's premiums are out of line given the circumstances, but if someone has a suggestion for where to get it for cheaper I'm all ears! [/quote]
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