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Money and Finances
Reply to ""good" credit card customer"
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[quote=Anonymous]I called my credit card company with a question, and at some point in the conversation the man on the other end said "You're obviously a very good customer, the kind we like to have-- you pay your balance in full every month." I am a little confused. Since I do always pay the balance in full (and always have) I am not sure what the credit card company gets out of having me as a customer. (I also get one percent cash back, 1.5% on that card if I put it into retirement account.) I have no annual fee. I always thought that the ideal customer from a credit card company perspective would be the customer who pays tons of interest (and eventually pays down the balance.) I guess it's just the percentage they charge the vendors I'm using? How much of the sale do the people I pay by credit card lose to the credit card company? 3%?[/quote]
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