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Reply to "3 million inheritance. What should this affect things"
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[quote=Anonymous]OP here. This money is post tax. I think advice the o wait a year is a good one. Those private school numbers are staggering. No idea it cost that much. DCs seem to be getting an adequate education in public at this point. We have no debt apart from mortgage and our rate is very close to 4%. We have 2 children and would love to surprise them with a nice nest eggs once they are the same age. We contribute to (not max out) 401k and save some post tax. DH wants to treat the money as retirement - basically leave it alone, allow the interest to compound and live off what ever pay out it gives in 30 years, along with whatever the 401k gives us. I'm not sure whether it is better to save at source (401k) or post tax College (at least undergrad) for both kids is covered for now. [/quote]
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