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Reply to "Is it normal to be contacted at work by a third party retirement counselor?"
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[quote=Anonymous]No!!! Not a good way. Most of them are not getting paid by earning a flat fee. They will want to invest your money in a way where they will make money. I can't believe how many people at work have high fee annuities instead of just opening a Vanguard retirement account that is for the approximate year you retire (ex. Vanguard target retirement 2035). The fund gradually switches the percentage of stocks and bonds from more aggressive to less risky as you get older.[/quote]
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