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Reply to "HELOC or suck it up and save up??"
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[quote=Anonymous][quote=Anonymous]I am so incredibly envious of your mortgage that I can't get past it. Amazing![/quote] We were the rare people that benefited from the lending rules of the boom times. We bought a $250k house with 5% down, got a mortgage for 80% and a heloc for 15% of the price. We have since paid off the 15%, and our HHI has more than doubled (in retrospect, we were overextended when we bought the place, but miraculously lived to tell the tale). Now house is valued at $450, and we are reluctant to move elsewhere in DC because our mortgage would more than double. Hence we're going to do some serious renovations to make this house what we want it to be. [/quote]
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