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Reply to "Help me allocate funds for retirement & college"
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[quote=Anonymous]We started saving $250/pp for each DC at birth (we also put in a lump sum to get things started). The plan has always been to get each kid to $50k (at around 5 years old) and then switch to saving that money in something that could be used for college or retirement. We also put in all gift money. At the same time, DH has been maxing his TSP, I get the match for mine, and we put money into a Roth (not the max). Think about when you will need the college money. For us, it will be before we can access the TSP money. This is why we opted for a 529 and a savings/retirement option. [/quote]
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