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Reply to "Maxing out pre-tax retirement accounts"
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[quote=Anonymous]If your retirement accounts are in good shape you may run the risk of over funding them. The idea for pretax retirement accounts is that you postone paying the tax to a time when your income tax load will be less. If the projection is that your income tax rate will be around the same as it is currently (or higher), then it makes sense to pay the tax now and keep the money more accessible to you or your heirs. Do you or your DH have an expected pension? I would look to prepaying the house as that is not taken into consideration as much as non-retirement investments when college aid calculations are done. It also depends on your tolerance for risk.[/quote]
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