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Reply to "What counts as "debt" when calculating what house I can afford?"
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[quote=Anonymous]23:03, I don't mean to be dense, but sounds like you're saying something different from other PP's? We do pay a lot of our HH expenses by credit card but pay it off every month. Minimum payment per card is usually like $30 or something. Are you saying, then, that the 30 dollars is debt? Also, DTI is debt-income ratio, right? Should that be of our gross income or our adjusted gross income?[/quote]
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