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Money and Finances
Reply to "A question for experienced budgeters"
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[quote=Anonymous]For gifts, I estimate how many birthday parties my kids go to each year, plus how much we spend on Christmas and our own family's birthdays. I also add in extra for infrequent events like baby showers and weddings. Total it and divide by 12. I think we had only one year where we were short, and that was the year we were bombarded by many unexpected, out-of-town events. [/quote]
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