Reply to Is it better to pay the big bucks for grad school or spend it on undergrad

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[quote=Anonymous]I'm not going to weigh in on undergrad, because opinions vary so much.

In terms of grad school, it really depends on what they want to do.  If they intend to get a PhD, especially in a STEM field, most likely they will be fully funded (and often fully funded means tuition as well as a stipend).  Many masters degrees are more or less like this as well (not all); often tuition and sometimes even living expenses is paid by fellowships/TA/RAships (or you might only need to take out 10-20K to cover the rest of your living expenses).  However if you want a professional degree, loans are pretty much necessary unless your parents are helping you out (medical school, MBA, law school).  Law school, you can get scholarships with a great LSAT score or if you are going at night sometimes your employer will help pay for it, but if you're aiming for a top 10 school, it's unlikely.  Sometimes for med school going in state helps out, but it's still expensive.

So YMMV depending on what career path they decide to take.  In many careers a graduate degree is entirely necessary, but the degree to which funding is available is completely field dependent.[/quote]

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