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Reply to "Please help me understand my credit card"
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[quote=Anonymous][quote=Anonymous]Pp here. Try to pay off the balance since interest is just spending more money on things you already bought. As I recall it shows up on your credit report. Not in a super negative way, just says that you carry a balance from month to month. [/quote] Yes, it's the outstanding balance and the total credit limit that appear on your credit report, as well as any late payments. Since this is your first credit card, definitely get in the habit of paying it off in full, so you don't get into habit of carrying a balance (I did and I'm still trying to work my way out of debt). [/quote]
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