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Reply to "Mortgage payment on 175 HHI "
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[quote=Anonymous][quote=Anonymous]The down payment would come from our current savings. Since we plan on building our home we would have 9 more months to create a reserve (30K+) after we deplete most of our non-retirement funds. I'm just worried about the uncertainty of having kids and all the expenses related to that. [/quote] Childcare is expensive depending on what you want to do. A nanny around here can run $3000-$4000/month. There are also additional expenses of food, clothing, toys, doctor's visits, etc. with kids. I think that mortgage payment is high for your income. We have a similar payment and make about $250,000/year. Our childcare expenses ended 2 years ago since our kids are in full time school. We are comfortable, but are definitely not rolling in money with all our expenses each month. [/quote]
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