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Reply to "Where to keep emergency savings?"
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[quote=Anonymous]A combination of ING savings and couple long term "higher" interest CDs (7yr, 3%). I would forfeit interest if I have to cash any of the CDs in, but the principal is protected and insured, and even if I have to cash it in the remaining interest would still be more than if I left it in the <1% savings account. I have been in a situation where I had to take money out and it was in the market during a down time....that was painful. over time I am giving up some potential gains, but it's nice to know the money will be there when I need it, because with my luck I won't need it when the market is doing well.[/quote]
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