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Reply to "Should wife and I increase life insurance? Thru employer or private insurer?"
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[quote=Anonymous]Our HHI is around $250k with two kids under five. Our employer plans together are only about $750k, so we recently just purchased additional coverage through a private insurer and add private disability coverage also. We have $1M on me (plus my employer coverage of $300k) and $2M on him (plus his employer coverage of 450k). We have about 550k of real estate debt (two homes) with about 700k equity between the two homes. We wanted the piece of mind of knowing all home debt was taken care of plus ample education funds for the two kids.[/quote]
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