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Reply to "What kind of retirement plan is right for me?"
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[quote=Anonymous][quote=Anonymous]If you want to put in the most, then individual 401k. It allows you a flexibility that the SEP-IRA plans do not (salary deferral + % of profits). The downside to the indy 401k is that you have to have an FEIN (easy) and you will have to fill out some plan docs and technically have to fill out an annual form (which doesn't get filed unless you have over 250k in plan assets). Fidelity has a no cost one that was really easy to open and manage.[/quote] Thanks!! I knew there was someone on here who had knowledge on this. Going to look at Fidelity right away. [/quote]
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