Reply to Quick poll about saving for retirement

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Reply to "Quick poll about saving for retirement"

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[quote=Anonymous][quote=Anonymous]

Don't be dejected. 90K outside of DC and big metro is a huge amount of money.

It is doable to save for retirement etc.,  but first track every single penny you make and spend everyday for 2 months.

Then find out how you can cut costs.

[b]Are you subscribing to tons of magazines? Starbuck? Expensive lawn service? Do you not pack your lunch? Expensive cable, wifi, phone etc? Library fines? Gym membership?
Trust me, you can cut costs and still live a great life.  You just need to know where these costs are.[/b]

Once you have the cash, there are tons of resources to tell you where you should put that money.

At any age - make sure you put enough in your 401K so you can get the full matching contribution of your employer.[/quote]

That is part of the problem, it doesn't seem like we spend money on that sort of stuff.  Only two would be $20 a week on lunch out and cable/wifi of about $118.    Everyone that knows me jokes about how cheap I am (including me).  I'll take your advice and totally track our spending, easy since 95% is on the debit card.  There must be something I've been missing or overlooking.  I just don't see how other people do it.  It doesn't seem like we should have to be pinching every penny.[/quote]

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