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Reply to "Trying to figure out if/when we should refinance our mortgage"
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[quote=Anonymous]OP again. I just checked out the PenFed website. We could re-fi into another 5 year ARM and reduce our monthly mortgage payment by $1000 a month. Assuming that we would definitely sell within 5 years so no potential rate hike down the road, is there any reason we shouldn't take that deal? A potential downside is that we'll reduce the amount of our monthly mortgage payment going to principal by resetting the clock at 30 years, right? [/quote]
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