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Reply to "What's the most credit card debt that you've ever had at one point in your life?"
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[quote=Anonymous]I think we were up to around $15K through a variety of bad decisions and refusal to delay gratification. Oh, that and my husband saw nothing wrong with just charging things and not telling me he didn't have the money to cover it (but that's another story) It took a couple of years to pay off, and a lot of hard budgeting work. Ultimately we had about 5K left and refinanced the house- we managed to cut it to a 15 year mortgage (from 20), reduce monthly payment, and take out enough for some home repairs and pay off debt. That was a great feeling. We've never gone above $100 since, and that's been paid off quickly (within 1-2 months). [/quote]
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