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[quote=Anonymous]Most mutual funds are over 1%. If you use a place to hold your accounts, like a Schwab, you have to pay them as well. Then you have to pay an advisor. Edelman's total cost is about 2.3% for all of that. I bet if most people add up their fund costs, advisor costs and custodial costs it's similar. Of course it's much cheaper to do yourself, but most don't have the ability to manage (or the time). [/quote]
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