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Money and Finances
Reply to "Credit issues....Why are medical practices so poorly organized?"
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[quote=Anonymous][quote=Anonymous]Contact a consumer law attorney. You may well have a claim under the fair credit reporting act. To hit to your credit score can cause material damages and you may be entitled to compensation for those damages. [/quote] Collections attorney here. This is so small it's going to cost more than the fees. OP, under the FDCPA, you are entitled to a statement from the provider. Call the collections agency and let them know you want proof of the debt. They will send you something in writing. At that point, you can verify that it is in fact the same bill you paid and you can send them verification of your payment. If that doesn't work, you can let them take you to court. Here's the thing though. If for some reason you are mistaken, and I can think of reasons for this going both ways, you will owe collections fees along with court costs. So, you need to get the verification of the debt. Not that it never happens, but most collections agencies are on the up and up. They don't want to be trying to collect a debt that is not owed. They make no money that way. FWIW, recently, I got a collections notice from a radiologist. I definitely had care, but the radiologist failed to bill my insurance. The collections agency cleared me of responsibility because I was able to show proof of insurance that was effective at the time. Good luck. [/quote]
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