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Reply to "Mortgage Payment on 200K salary?"
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[quote=Anonymous]I think you can do $3000 easily and could stretch to $4000 if you think there's an upward trajectory to that HHI. I bought my first house 7 years ago on a ~$150K HHI and the PITI at that point was $2800. I wasn't saving much beyond fully funding a 401K, but we lived comfortably and weren't stressed. Fast forward 7 years and my HHI had risen and the house was not even close to a stretch and I was saving plenty in a personal account in addition to the 401K. If you think your incomes will appreciate ... even if only at the pace of inflation ... you can probably afford more mortgage long-term than you would feel 100% comfortable with on today's takehome. But even w/ $9000 per month net, you could do a $4000 PITI and should be living quite easily (p.s. $4000 PITI is probably in the $700K mortgage range).[/quote]
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