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[quote=Anonymous][quote=Anonymous]Awesome, thanks for the tip on the early retirement blogs. [b]You know I thought a 9% return was pretty conservative for a 100% stock portfolio mutual fund[/b].

08:43 - I hope to purchase the duplexes out right, to avoid paying a mortgage. I didn't factor vacancies, and maintenance costs, because I plan to offset those negatives with my pension.[/quote]

You think this because your adult life (last 5 years) has been marked by one of the greatest stock market rubs in history.  Start the clock a year prior and that 9% return is more like 2% ... which is more like 0% after inflation.  Do your calculations with a 4% return and see what they say ... that's probably a more realistic net of inflation long term return.

Also, as PPs have said, you ABSOLUTELY should be funding tax preferred IRA/TSP before putting any money in taxable personal accounts.  The $30k per annum you're putting into taxable accounts would be generating the same return in an 401K and would reduce your tax burden by ~$6k+ per year.  That's the biggest contributor to your wealth trajectory at this point.[/quote]

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