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Money and Finances
Reply to "My financial future in 3 minutes"
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[quote=Anonymous]I agree with the Roth. There is no limitation due to your income levels and you save more because you pay taxes on it now rather than in retirement. That's $11k this year (5500 each for you and spouse) you could be saving. Do vanguard index funds and you're set. You also don't mention an emergency fund so even though it's a lower return, you may want to have 20k or so set aside in a cash or money market account so you can access it easily rather than selling mutual funds when there's a need. you also don't mention cars, but if you anticipate needing one, you would need to account for that as well.[/quote]
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