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Reply to "Tricks to raise credit score"
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[quote=Anonymous][quote=Anonymous]also, once you've raised your ceiling on your credit cards [b]make sure you have less than 50% on each card, even less if you can[/b]....not sure how much c.c. debt you have...as previous poster stated a 3 month turnaround is the norm...check your credit record as opposed to credit score (FICO) and check to see if there are any errors (late payment, someone else error on your record) and have them remove it pronto...it's law that the 3 credit reporting agencies have to give you a 1 free credit record/report every 12 months...once you visit anyone of these they all make a pitch for access to your FICO score for a fee! [/quote] I'm fairly certain the threshold you need to stay under is 35% credit utilization (debt to limit ratio). I'd stay under 25% to be safe.[/quote]
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